Farm & Business Loans
Revolving Line of Credit
Revolving lines of credit are available. We finance annual operating cost for production of crops, livestock and other business expenses. We offer flexible repayment terms to match your cash flow with fixed or variable rates.
We have an experienced lending staff that understands business operations in today's complex economy.
Breeding stock loans may be up to 5 years in maturity and up to 80% of their value,
Market and grower loans generally are 1 year or less in maturity and up to 100% of the value,
We offer flexible repayment terms to match your cash flow with fixed or variable rates.
Machinery and Equipment
Conventional financing is available for up to 6 years for the purchase of new equipment. Fixed or variable rates are available. We will finance up to 80% of the value and there are no prepayment penalties. We offer flexible repayment terms to match your cash flow.
Letters of Credit
Long-standing business customers may qualify for letters of credit to guarantee payment to certain providers of goods and services. Our staff will promptly and expertly review your needs.
Farm Service Agency, Small Business Administration, USDA Rural Development Loans
Our loan staff will assist you in completing your loan request to qualify for the guarantees. Funds may be used for working capital, machinery, equipment, buildings, real estate, and in some cases, refinancing. Certain conditions do apply - contact one of our loan officers for more details.
Grain Marketing Line of Credit
A revolving line of credit designed specifically to assist producers in margin requirements through the use of hedging and option strategies. This enables producers to utilize disciplined risk management strategies in an ever changing market. Our experienced lending staff understands the importance of marketing plans, the strategies involved, and the monetary needs to implement and maintain market positions during volatile marketing times.
Call your area branch for further information.