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Commercial & Business Loans

Revolving Line of Credit

Revolving lines of credit are available. We finance annual operating cost for production of crops, livestock and other business expenses. We offer flexible repayment terms to match your cash flow with fixed or variable rates.

We have an experienced lending staff that understands business operations in today's complex economy.

Machinery and Equipment

Conventional financing is available for up to 6 years for the purchase of new equipment. Fixed or variable rates are available. We will finance up to 80% of the value and there are no prepayment penalties. We offer flexible repayment terms to match your cash flow.

Letters of Credit

Long-standing business customers may qualify for letters of credit to guarantee payment to certain providers of goods and services. Our staff will promptly and expertly review your needs.

Farm Service Agency, Small Business Administration, USDA Rural Development Loans

Our loan staff will assist you in completing your loan request to qualify for the guarantees. Funds may be used for working capital, machinery, equipment, buildings, real estate, and in some cases, refinancing. Certain conditions do apply - contact one of our loan officers for more details.

Call your area branch for further information.