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Home Equity Loans

"Cash in" on the equity in your home with a home equity loan from FNB. Credit lines are available for up to 80% of the value of your home less any prior outstanding balances. Lines can be approved for up to 3 years with required payments as low as 1% of your outstanding balance per month. Interest rates are tied to prime with a ceiling to provide protection against possible future rate increases. Need some money to buy a car, pay tuition, or remodel a kitchen? Once your home equity line of credit is established, it is as simple as writing a check. And in many cases, home equity loans provide you with a tax advantage (consult your tax advisor regarding deductibility of interest).

Call your area branch for further information.