Real Estate Loans

Residential Loans

The purchase of a home is one of the most exciting times of your life. Whether you are purchasing that dream home, refinancing for better terms or remodeling your current home, we have a mortgage solution to fit your needs. We service our mortgage loans so your payments can be made and questions answered locally at any of our branches. Our closing costs are among the lowest in the area. Financing is available up to 80% of the value of the home for qualified buyers. We offer a five year adjustable rate mortgage for up to 25 years. We also offer escrow accounts so your property tax and homeowners insurance is included in your monthly payment. Establishing an escrow account helps alleviate the need to come up with the money to pay your taxes and insurances when they come due each year. You will get personal assistance each step of the way, from the day you apply, to the day you payoff the loan.

Farm / Commercial Real Estate Loans

We finance farm land for farm related income activity. We also finance improvements such as: commercial buildings, machine sheds, grain bins and confinement livestock buildings. We offer terms up to twenty-five year amortization and will finance up to 80% of the value.

Preliminary Items Needed to Apply (Commercial & AG)

Sole proprietorship: personal balance sheet, cash flow, profit and loss statement

Partnership or corporation: current balance sheet, cash flow, profit and loss statement, and personal statements

Personal and/or partnership or corporation: tax returns for preceding two years.

Call your area branch for further information.